Workers Compensation-What Is It?

Workers’ compensation which is also, in its shortened form, called Workmans comp, or workers comp is a type of insurance that is mandated by law in most states and countries. It means that you will be given replacement of your wages in the event that you are injured while you are at work and that medical benefits will be forthcoming in order to assure that you can receive treatment for your injuries.

While the various plans of medical benefits are different according to the state, and also dependent upon what type of work you do in some cases, your right to sue your employer may also be bartered away in return for your workers compensation rights, although this is not strictly true.

Workers comp of New Jersey makes provisions for the injured New Jersey worker to be paid a weekly stipend in place of the wages that he or she might have earned had they not been injured. It will pay your wages as well as medical bills while you are away from work. It will also pay benefits to the dependents of workers who are injured or killed while they were employed.

Workers comp does not always pay and in fact, in some cases, the benefits that you are entitled to may be denied to you and your rights must be asserted in a court case. These New Jersey workers comp cases are becoming slightly more numerous as companies attempt to lower payments and to assert their own rights, particularly in an economy which has suffered some recession in recent months.

Your rights under workers compensation laws are by no means guaranteed and some companies will attempt to pay less than you may have coming to you, while others will seek to deny workers compensation claims. Some notable reasons why these may be denied is that companies claim that the workers were not injured on the job, but may have arrived at work with an injury, or may have injured themselves at another activity.

When you are being denied your rightful claim to workers compensation, your best advocate will be an attorney who knows the workers compensation laws of your state. Workers compensation claims and laws will vary widely from state to state. New Jersey workers compensation law for example, is specific to the state of New Jersey and those laws may or may not be mirrored in another state. Howard Batt, attorney, is conversant in the New Jersey workers compensation laws and may be able to help you win the benefits that you are entitled to.

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Howard J. Batt, Attorney At Law
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